Our Clients
Specialized risk solutions for industries driving Texas and beyond.
HG Risk Solutions partners with organizations operating in complex, regulated, and capital-intensive environments. Our strategies are shaped by the realities of each industry, while remaining adaptable to unique structures, assets, and exposures.
Explore our industry focus areas below, with experience extending well beyond these categories.
Go to Focus Industry Details
Construction & Infrastructure
Risk strategies designed for complex projects, evolving job sites, and contractual risk transfer. We support owners, developers, and contractors with coverage and advisory that protects timelines, capital, and reputations.
- Owner-controlled and contractor-controlled insurance programs (OCIP/CCIP)
- Contractual risk transfer and indemnification review
- Builder’s risk, wrap-ups, and project-specific placements
- Claims coordination across multi-party projects
- Surety bonding aligned with project and financial requirements
Commercial Real Estate
From acquisition through stabilization, we help real estate organizations manage asset-level and portfolio-wide risk. Our approach supports development, ownership, and operations across diverse property types and structures.
- Acquisition and transaction due diligence
- Property, liability, and umbrella program design
- Lender and investor insurance requirements
- Environmental exposure and loss control planning
- Portfolio structuring across multiple assets and states
Manufacturing & Distribution
We work with manufacturers and distributors facing operational, supply chain, and liability exposures. Our strategies align coverage with production realities, contractual obligations, and long-term growth plans.
- Property and equipment risk for complex operations
- Product liability and contractual risk transfer
- Supply chain interruption and business income exposures
- Multinational program coordination
- Claims trends, loss mitigation, and data-driven adjustments
Healthcare & Life Sciences
Risk management for healthcare organizations where compliance, patient safety, and financial stability intersect. We advise providers and life sciences firms navigating regulatory pressure, workforce challenges, and evolving liability.
- Professional and general liability program design
- Regulatory and compliance-driven risk considerations
- Workforce-related exposures and benefit strategies
- Cyber and data privacy risk
- Claims advocacy and carrier coordination
Nonprofit & Education
Tailored risk solutions for mission-driven organizations balancing stewardship, governance, and operational risk. We help nonprofits and educational institutions protect people, assets, and long-term sustainability.
- Board and management liability
- Property and campus-related exposures
- Employment practices and volunteer risk
- Governance, oversight, and stewardship considerations
- Budget-conscious program structuring
Energy & Utilities
Advisory and insurance strategies built for capital-intensive operations and regulatory complexity. We support oil and gas, renewables, and utilities in managing environmental, operational, and long-term financial risk.
- Environmental and pollution liability
- Property and equipment-intensive operations
- Regulatory and compliance-driven exposures
- Project development and operational risk
- Claims strategy in high-severity environments
Financial Services
Risk management for firms operating in highly regulated, reputation-sensitive environments. We advise financial organizations on management liability, professional exposure, and evolving compliance risk.
- Directors and officers liability
- Professional liability and errors and omissions
- Regulatory and compliance-driven risk
- Cyber and data privacy exposure
- Claims preparedness and advocacy
Technology & Cyber
Strategic risk guidance for technology-driven businesses facing rapid change and digital exposure. Our approach integrates cyber, professional, and operational risk into a cohesive, scalable protection strategy.
- Cyber liability and incident response planning
- Professional liability for technology services
- Contractual risk review
- Data privacy and regulatory considerations
- Scaling coverage as operations grow